Buyers

The withdrawal of the Golden Visa and its impact on the real estate market

The Spanish government has decided to eliminate the Golden Visa in 2024, generating some uncertainty in the real estate sector. This programme, which allowed Spanish residency in exchange for an investment of 500,000 euros in real estate, had attracted a significant number of foreign buyers in recent years. What impact will the withdrawal of the Golden Visa have on the real estate market? Opinions...

Tips when buying a property

Buying a home is one of the most important decisions a person can make in his or her life. It is a complex process that requires careful planning. Here are the main steps you should take before buying a home: Define your budget: Determine how much you can afford to pay for a home, including the purchase price, financing costs, taxes and maintenance costs. Consider your borrowing capacity and the...

The present and future of mortgages in Spain

The Spanish mortgage market is in a state of flux due to different aspects:  Interest rates are rising, which is making mortgage repayments more expensive. The Euribor, the most widely used index for calculating variable mortgages, is at positive levels for the first time since 2008. Demand for mortgages remains high, but is moderating due to rising interest rates. Interest rates are...

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